Equity Release Brighton

Mortgage Broker Sussex
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Welcome to Transparent Mortgage Services

Are you looking for equity release specialists in Brighton and Hove? At Transparent we offer quality assured equity release advice. As Independent financial advisors, we search the entire market to find the perfect lifetime mortgage to suit your circumstances.

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Equity Release Specialists in Brighton

Welcome to Transparent Mortgage Services, we are a team of mortgage and financial experts. Working with both domestic and commercial clients, we have a range of mortgage and equity release products to suit your needs. Our equity release advisors are here to offer you knowledgeable, unbiased advice on the process of releasing equity from your home. If you are over 55 and considering equity release, our team can assist you in finding the right deal.

How does Equity Release Mortgage Work?

Equity release is the process of releasing some of the value of your home in return of a lump sum of money or smaller, regular sums (or both). Equity release is often an ideal solution if you are looking for a cash injection to fund retirement, make home improvements, pay for a large life event or help family to get on the property ladder.

Our equity specialists will organise an initial consultation with you to understand your circumstances, offer guidance on the following main types of Equity Release and determine the best option for you:

Lifetime Mortgages

A lifetime mortgage is the leading way of releasing equity from your property. This is a loan that is borrowed against the value of your property, without having to make monthly repayments. This loan is then paid back upon the sale of your property. This is usually when you move into long term care or after you have passed away).

Home Reversion Plans

Home reversion is another form of equity release, this involves selling all or part of your home, and in return receiving a lump sum of money or regular payments. This option allows you to live in your property with a lifetime lease without the obligation of paying rent.

Book Your FREE Consultation

Book your consultation today using our simple booking calendar.

We have created an easy process, with expert advice
Discuss your options

Speak to a friendly, expert Mortgage Adviser about your unique mortgage needs.

Compare deals

We'll search 1000s of products for the best mortgage and present our advice to you.

Submit your application

Your Adviser will complete your application, liaise with the lender and you, keep you informed until completion.

Transparent Mortgage Services

We are independent mortgage brokers, which allows us to look at all the mortgage lenders across the entire UK market. We will find the most competitive deal for your needs.

Arrange a FREE initial meeting at a time that suits your schedule. We understand the typical 9-5 doesn't work for everyone which is why we offer appointments in the evening and at weekends. Our team will speak with you to understand your circumstances and offer helpful advice.

Financial Advisors

With in-depth financial experience and years of expertise working as mortgage advisors, our team are the experts to turn to. Our team is made up of equity release professionals and specialist brokers in a range of different mortgage products. After our initial discussion we will keep you updated throughout every stage of the application process and offer you a detailed proposal of your mortgage product.

Transparent Mortgage Services are authorised and regulated by the Financial Conduct Authority (FCA). We are highly recommended by our clients proudly have over 70 five star reviews on Google. This offers our clients confidence that our financial advisers provide a quality and dedicated service.

What Fees are Involved in Equity Release?

During our initial appointment with you we will run over all the costs associated with equity release, this involves legal costs, valuations fees, broker charges, completion fees and insurance. There may also be separate charges if you decide repay before the end of the term.

Am I Eligible for Equity Release?

To qualify for equity release you must be at least 55 years old and a UK homeowner. Your property must be worth at least £70,000.

Specialist Mortgage Advice in Brighton

For further information on equity release, to discuss your requirements or to find out more about our other mortgage products please get in contact. Simply, fill out the form at the bottom of this page.

No matter who you are or what you do, let us help you find the perfect finance solution.
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