Welcome to Transparent Mortgage Services. We are independent mortgage professionals serving Bath and the surrounding areas. Our mortgage advisors are not tied to any one mortgage provider, we search the entire UK market to find the best mortgage for you.
We are a group of independent mortgage professionals, providing a wide range of mortgage solutions and financial advice to clients across Bath. From first time buyers to those looking to release equity from their property, our specialist advisors provide helpful and unbiased mortgage advice, navigating the market to find you the best deal.
Transparent Mortgage Services – Independent Brokers
Looking for expert mortgage advice in Bath, Somerset, or nearby towns? At Transparent Mortgage Services, we offer independent, whole-of-market mortgage support tailored to your needs. Whether you're a first-time buyer, remortgaging, or investing in property, our advisers are here to help you secure the right deal with confidence.
We are not tied to any lender, which means our advice is always unbiased and based on your personal circumstances. Our team is fully authorised and regulated by the Financial Conduct Authority (FCA), giving you peace of mind throughout the process.
We specialise in a wide range of mortgage solutions for individuals, families, and investors across Bath and surrounding areas:
First-Time Buyer Mortgages
Buying your first home can be daunting. We guide you through the process step-by-step, helping you understand your options and secure a competitive deal.
Buy-to-Let Mortgages
Whether you're a new landlord or expanding your portfolio, we help you plan your investment and find the right mortgage to suit your goals.
Remortgaging
Looking to reduce repayments, release equity, or fund a major life event? We’ll help you switch providers and manage the paperwork with ease.
High Net Worth Mortgages
For clients with income over £300,000 or net assets above £3 million, we offer bespoke mortgage solutions with flexible criteria and tailored service.
Specialist Mortgages
We also support Shared Ownership, Help to Buy, Holiday Lets, Let to Buy, and Interest Only mortgages — all tailored to your situation.
Book an appointment using our easy online booking service or book in your FREE 15 minute consultation to get things started.
Or contact me directly at mike@tms-fs.co.uk.
Speak to a friendly, expert Mortgage Adviser about your unique mortgage needs.
We'll search 1000s of products for the best mortgage and present our advice to you.
Your Adviser will complete your application, liaise with the lender and you, keep you informed until completion.
Being independent means are able to examine all mortgage lenders and are not limited to a panel of just a few. Not being tied to a financial institution means we can search the entire UK mortgage market.
Our team offer a FREE initial consultation and you can book an appointment at a convenient time for you. We understand 9-5 does not work for everyone and we offer evening and and weekend appointments.
With a plethora of financial experience, our mortgage advisors are experts in their field and we have dedicated Equity Release specialists as well as brokers who are experts in specialist mortgage products. Throughout the process you will be kept updated on any progress and we will produce a mortgage proposal outlining the proposed mortgage product.
Transparent Mortgage Services are authorised and regulated by the Financial Conduct Authority (FCA) and have nearly 70 5 star reviews on Google.
Bath is a beautiful and historic city in the South West of England, renowned for its Georgian architecture, Roman heritage and elegant charm. Surrounded by rolling countryside and steeped in culture, Bath offers a unique blend of timeless character and modern living.
From grand townhouses to stylish apartments, the city’s property market attracts both families and professionals alike. If you’re looking to buy in Bath, our local mortgage experts are ready to help. Whether you’re a first-time buyer or an experienced landlord, contact our team to see how we can support your property journey.
