Welcome to Transparent Mortgage Services. We are independent mortgage professionals serving Bristol and the surrounding areas. Our mortgage advisors are not tied to any one mortgage provider, we search the entire UK market to find the best mortgage for you.
We are a group of independent mortgage professionals, providing a wide range of mortgage solutions and financial advice to clients across Bristol. From first time buyers to those looking to release equity from their property, our specialist advisors provide helpful and unbiased mortgage advice, navigating the market to find you the best deal.
Transparent Mortgage Services deal with a huge range of mortgage products from First Time Buyer Mortgages to High Value Mortgages. Our Bristol-based team understands the local market dynamics and can help you navigate everything from the competitive Clifton property scene to emerging opportunities in areas like Bedminster and Southville.
A mortgage is often the biggest financial commitment you will make. For first time buyers in Bristol it can be an extremely daunting process. We have helped many first time buyers across Bristol and the South West to get their foot on the property ladder, guiding them through the process and explaining everything in simple non-jargon language. Whether you're looking at apartments in Harbourside or terraced houses in Easton, we're here to help.
Bristol's thriving student population and growing professional sector make it an excellent location for buy-to-let investment. We are buy to let specialists and work with a diverse range of clients ranging from first time landlords to experienced landlords with property portfolios across Bristol. We take the time to understand your requirements and find the best Buy to Let mortgage for you.
If you are considering switching your mortgage from one provider to another this is called remortgaging. This is normally undertaken with the goal of reducing your monthly repayments on your mortgage, to clear debts or reduce the term of your mortgage. With Bristol property values continuing to rise, many homeowners are releasing equity for home improvements or other purposes.
High net worth is outlined by the Financial Conduct Authority (FCA) as a customer with earnings no less than £300,000 pa or net assets no less than £3 million. Bristol's premium property market, particularly in areas like Clifton and Sneyd Park, often requires bespoke mortgage solutions. Transparent Mortgage Services specialise in solutions to complex scenarios like these.
Book an appointment using our easy online booking service or book in your FREE 15 minute consultation to get things started.
Or contact me directly at mike@tms-fs.co.uk.
Speak to a friendly, expert Mortgage Adviser about your unique mortgage needs.
We'll search 1000s of products for the best mortgage and present our advice to you.
Your Adviser will complete your application, liaise with the lender and you, keep you informed until completion.
Being independent means are able to examine all mortgage lenders and are not limited to a panel of just a few. Not being tied to a financial institution means we can search the entire UK mortgage market.
Our team offer a FREE initial consultation and you can book an appointment at a convenient time for you. We understand 9-5 does not work for everyone and we offer evening and and weekend appointments.
With a plethora of financial experience, our mortgage advisors are experts in their field and we have dedicated Equity Release specialists as well as brokers who are experts in specialist mortgage products. Throughout the process you will be kept updated on any progress and we will produce a mortgage proposal outlining the proposed mortgage product.
Transparent Mortgage Services are authorised and regulated by the Financial Conduct Authority (FCA) and have nearly 70 5 star reviews on Google.
Bristol is a vibrant city in the South West of England, known for its rich maritime history, creative spirit and independent culture. Set along the River Avon and surrounded by beautiful countryside, Bristol combines urban energy with scenic charm.
Its mix of modern apartments, period townhouses and family homes makes it a highly desirable place to live. If you’re considering buying in Bristol, our local mortgage experts are here to help. Whether you’re a first-time buyer or an experienced landlord, contact our team to discuss how we can support your property goals.
