Welcome to Transparent Mortgage Services. We are independent mortgage professionals serving Keynsham and the surrounding areas. Our mortgage advisors are not tied to any one mortgage provider, we search the entire UK market to find the best mortgage for you.
Transparent Mortgage Services – Independent Brokers
Welcome to Transparent Mortgage Services. We are independent mortgage brokers serving Keynsham, Saltford, Whitchurch, and nearby areas across North Somerset and South Gloucestershire. Our advisers are not tied to any single lender, which means we search the entire UK mortgage market to find the most suitable product at the most competitive rate — tailored to your needs and expectations.
We’re fully authorised and regulated by the Financial Conduct Authority (FCA), so you can rely on us for clear, professional guidance throughout your mortgage journey.
We understand that no two mortgages are the same. That’s why your dedicated adviser will take the time to understand your current situation and future plans before recommending the right solution. Whether you're buying your first home, remortgaging, or investing in property, we’re here to help.
Appointments are flexible and can be arranged in person or remotely — whatever suits your schedule. Our team works with clients across Keynsham and surrounding areas, offering years of experience and a friendly, professional approach.
Book an appointment using our easy online booking service or book in your FREE 15 minute consultation to get things started.
Or contact me directly at mike@tms-fs.co.uk.
We provide a wide range of mortgage solutions for individuals, families, and investors across Keynsham and nearby towns:
First-Time Buyer Mortgages
We guide first-time buyers through every step, helping you understand your options and secure a deal that fits your budget and future plans.
Buy-to-Let Mortgages
Whether you're a first-time landlord or expanding your portfolio, we’ll help you assess costs, plan your investment, and find the right mortgage.
Remortgaging
Looking to reduce monthly payments, release equity, or switch lenders? We’ll help you explore your options and manage the process from start to finish.
High Net Worth Mortgages
For clients with income over £300,000 or net assets above £3 million, we offer bespoke mortgage solutions with flexible lending criteria and tailored service.
Specialist Mortgages
We also support Shared Ownership, Help to Buy, Holiday Lets, Let to Buy, and Interest Only mortgages — all tailored to your needs.
Speak to a friendly, expert Mortgage Adviser about your unique mortgage needs.
We'll search 1000s of products for the best mortgage and present our advice to you.
Your Adviser will complete your application, liaise with the lender and you, keep you informed until completion.
Being independent means are able to examine all mortgage lenders and are not limited to a panel of just a few. Not being tied to a financial institution means we can search the entire UK mortgage market.
Our team offer a FREE initial consultation and you can book an appointment at a convenient time for you. We understand 9-5 does not work for everyone and we offer evening and and weekend appointments.
With a plethora of financial experience, our mortgage advisors are experts in their field and we have dedicated Equity Release specialists as well as brokers who are experts in specialist mortgage products. Throughout the process you will be kept updated on any progress and we will produce a mortgage proposal outlining the proposed mortgage product.
Transparent Mortgage Services are authorised and regulated by the Financial Conduct Authority (FCA) and have nearly 70 5 star reviews on Google.
