Regulated by the Financial Conduct Authority we are a local independent mortgage brokers serving clients across Bexhill and East Sussex. Being independent allows us to navigate the entire UK mortgage market to find the most competitive deals and a mortgage solution that suits your circumstances.
Contact UsWe are Transparent Mortgage Services, a professional and friendly team of mortgage advisors offering the best mortgage deals and financial advice in East Sussex. Our expert mortgage advisors prioritise you, providing an unrivalled standard of customer service - we offer reliable and accurate financial and mortgage advice.
One of our dedicated mortgage advisors will work with you closely, providing a personal experience to allow us to fully understand your current financial situation and personal circumstances. This provides us with the information necessary to find you a mortgage that is perfectly suited to your requirements. We provide an accessible service by offering our mortgage consultations over the phone, in person, virtually or by email.
Our service is flexible as we understand that 9-5 doesn't work for everyone! Our mortgage advisors work around you where possible providing a friendly and transparent service - we keep you up to date throughout every step in your mortgage process. Every member of our team works to the highest standards and have a huge amount of experience within the financial sector.
As a local independent mortgage brokers, authorised and regulated by the FCA, we search the entire UK market finding the best lenders and deals. We aren't restricted to just a few providers like high street lenders, which us allows to find the best deal for your requirements. A member of our mortgage adviser team will begin the process of market research once we have had an initial meeting with you to fully understand your circumstances. Once we have found a mortgage deal we will then set it out in a mortgage proposal which will cover any questions you may have. After this has been agreed with yourself we can begin your mortgage application process!
We take care of all the paperwork and keep you fully informed throughout. Arrange your free mortgage consultation today!
From Remortgaging to First Time Buyer mortgages, our team can help! At Transparent Mortgage Services we deal with an array of mortgage products:
First Time Buyer Mortgage - If you are beginning the process of buying your first home and looking to acquire a mortgage it can be incredibly daunting. This is likely to be the biggest financial commitment you make in your lifetime. Our approachable and friendly team of mortgage advisors will guide you through every step in the process - making the experience stress free. As a first time buyer you will be required to have a deposit of at least 5% of the sale price of the property, we will cover all the details of your first mortgage in our initial meeting.
Buy To Let Mortgages - A Buy to Let mortgage is required if you are buying a property with the intention of renting it out to tenants. This can be a lucrative market but we advise that you accurately weigh up your income over the costs to ensure it will be a beneficial process for you. We are buy to let mortgage specialists and find the best deals for our clients. We have worked with first-time landlords through to property investors with huge portfolios. Whatever your position we can help!
Remortgaging - Clients often look to remortgage with the intention of lowering their mortgage repayments, reducing their repayment term or to pay off debts. It is also often carried out to unlock some of the value of your home to be used for renovations or to fund major life events. The process of mortgaging is where your mortgage is switched from one lender to another.
High Net Worth Mortgages - If you achieve earnings of more than £300,000 pa or net assets of more than £3 million then you are a high net worth individual as defined by the Financial Conduct Authority (FCA). Meeting this criteria allows lenders to relax rules, specifically in regards to affordability. We are specialists in high net worth mortgages and can offer you bespoke mortgage deals to suit your specific circumstances.
We offer a number of other mortgage products from Shared Ownership to Holiday Lets, Interest Only to Let to Buy and much more! Contact a member of our mortgage advisor team today to find out more about our financial service!
