The Best Mortgage Products
Transparent Mortgage Services can help with number of mortgage products from First Time Buyer Mortgages to Remortgaging!
First Time Buyer Mortgage - Buying your first home and acquiring your first mortgage is likely to be the biggest financial commitment you will make. It can also be a very daunting process for a first time buyer. Our friendly team will help you navigate the process, explaining every detail in simple and understandable terms. We have helped many first time buyers in East Sussex get started on the property ladder. During our initial meeting we will discuss all the need to know information such as that at least 5% of the property's sale value will be required as deposit.
Buy To Let Mortgages - A buy to let property is one in which you purchase with the intention of the it being rented out to tenants. This can be a profitable market, however detailed planning is required to weigh up the profit against the costs. As buy to let specialists we take the time to fully understand your circumstances finding the best Buy to Let mortgage deal. We have experience working with a range of clients from experienced landlords with property portfolios to first time landlords.
Remortgaging - The process of switching your mortgage from one provider to another is called remortgaging. Often this is carried out to reduce the repayment term of your mortgage, to decrease your monthly mortgage payments or to clear debt. It is also considered in order to release the value of the property to fund a home extension or a major life event like a wedding.
High Net Worth Mortgages - A high net worth individual is is outlined by the Financial Conduct Authority (FCA) as a someone with earnings no less than £300,000 pa or net assets no less than £3 million. If you meet this criteria you can advantage from lenders relaxing certain rules, especially in regards to affordability. As specialists in High Net Worth Mortgages are we are able to provide a more tailored and bespoke mortgage deal that fits your requirements. We have worked with a number of high net worth clients.
We can also assist you with Help to Buy, Interest Only and Shared Ownership mortgages, as well as Holiday Lets and Let to Buy. Get in contact with a member of our mortgage adviser team today to find out more about our financial services and mortgage advice! We are happy to answer any questions or arrange a mortgage consultation.