Local Mortgage Specialists
From First Time Buyer Mortgages to High Value Mortgages, Transparent Mortgage Services deals with a wide range of mortgage products.
First Time Buyer Mortgage – A mortgage is the biggest financial commitment you will most likely ever make. For first time buyers, the process might be incredibly intimidating because everything will be unfamiliar ground. Many first time buyers in Eastbourne and East Sussex have benefited from our assistance, which includes guiding them through the process and explaining everything in clear terms. A first time buyer will often be required to pay a deposit of at least 5% of the property’s purchase price; this is something we will discuss at our initial consultation.
Buy to Let Mortgages – A Buy to Let mortgage is one that is used to purchase a property with the goal of renting it out to tenants. If you invest in this, you can make a lot of money, but you must plan well and measure the benefits against the costs. We are Buy to Let experts who work with a wide range of clients, from first time landlords to experienced investors with large property portfolios. We take the time to get to know you and your needs before recommending the best Buy to Let mortgage for you.
Remortgaging – Remortgaging is the process of moving your mortgage from one provider to another. This is usually done with the intention of lowering your monthly mortgage payments, paying off your debts, or shortening the length of your loan. Another reason is to release some of your house’s worth, which may then be used for a variety of things, from extending your home to funding a major life event.
High Net Worth Mortgages – The Financial Conduct Authority defines high net worth as a customer with annual earnings of at least £300,000 or net assets of at least £3 million. If this criterion is met, lenders are allowed to relax several requirements, including those concerning affordability. As a consequence, you will get a mortgage package that’s more targeted to your specific needs. Transparent Mortgage Services has worked with a number of high-profile clients looking for a bespoke mortgage product and specialised in finding answers to challenging instances like these.
Our mortgage services don’t end there: from Help to Buy, Interest Only, Shared Ownership and Holiday Lets, we have got you covered.
Make an appointment with one of our knowledgeable and friendly mortgage advisors now.