If you're getting your first mortgage, or have bought many homes and want to remortgage, we can give you mortgage advice that works for you. We can search the market for a range of mortgage products, including:
First Time Buyer Mortgage: Are you planning on buying your first home and looking for a mortgage? We know it can feel like a minefield when you aren't sure what you should be doing or how you should be doing it. Buying a home is also one of the biggest spends you'll probably ever make, so you need to have peace of mind that you're making the right choice. We will make the mortgage application as easy as we can for you and make sure that you are fully informed with each step of the process. For your information: first time buyers need to have a deposit of at least 5% of the cost of the property that you’re buying. We will provide you with more information at your first meeting.
Buy to Let Mortgages: If you are thinking about buying a property to rent out to tenants, you will need to get a buy to let mortgage. Though purchasing a property can be a good investment, we would equally recommend that you consider what you can earn and how much maintenance will cost, to ensure that it's a good investment for you. We are experienced in buy to let mortgages and will find the best deal to suit you. Additionally, we have a lot of experiencing working with first-time landlords and experienced landlords alike and can help you deal with the problems that can come with investing in property.
Remortgaging: Remortgaging can be a good way to cut down your mortgage payments, to help you reduce some debts or to bring down the term of your repayment. It is also an option to benefit from your property's value and use the money to help with big events or to renovate your home.
High Net Worth Mortgages: If you have net assets that are valued at more than £3 million, or you have earnings that exceed more than £300,000 per year, then you are classified as having high net worth as per the Financial Conduct Authority (FCA). If you come under this bracket then lenders will tend to quite flexible with the amount they will offer you. We have plenty of experience dealing with high net worth mortgages and can find you the right one for your needs.
We also offer many other mortgage products, including Let to Buy, Holiday Lets, Shared Ownership and Interest Only. For more information on how we can help and what might be the best mortgage for you, contact us now and our mortgage advisors will help you find your ideal mortgage.
Mortgage Broker Seaford.