Cost Effective Mortgages
You might be purchasing your first home, or buying your fifteenth abode - either way we can help you by finding the best mortgage for your purchase! We will investigate the entire UK market for the very best in mortgage products, including options for:
First Time Buyer Mortgage: Are you looking at buying your first property? Don't worry, we can help! We completely understand that purchasing your first home can be a stressful, confusing thing but we always strive to make the process pain free and easy. We make the process as simple as possible, so that you can proceed with confidence when you embark on what is probably one of the most expensive life choices that you'll make. We keep all our clients in the loop throughout the process, so you never need to worry about not being kept informed. For your information: first time buyers need to have a deposit of at least 5% of the cost of the property that you’re buying. We will provide you with more information at your first meeting.
Buy to Let Mortgages: If you are looking to buy a property to lease out to tenants, then you'll need to purchase a 'buy to let' mortgage. Buying a property can be a profitable action, however, we would always recommend that you make sure that you have enough money to cover the maintenance in what you earn from your buy to let. Our team have a great deal of experience in 'buy to let' mortgages and are dedicated to finding the ideal one for you. We have worked with many landlords and can assist you with any problems that might arise when you're buying a property.
Remortgaging: Remortgage is often a great solution if you need to minimise the repayment term of your mortgage, if you need to make your payments smaller, or if you'd like a shorter mortgage term. It can also be an effective way to use some of the value from your property to pay for large life events or to pay for building works to your home.
High Net Worth Mortgages: If you earn more than £300,000, or you have net assets over £3 million, then you are considered to have a high net worth by the FCA. Mortgage lenders tend to be quite amenable to those who are classed as having a high net worth and how much they are willing to lend them. We have specialists who have comprehensive experience finding this kind of mortgage and will find the right deal for you.
We also provide many other mortgage services, including Interest Only, Holiday Lets, Let to Buy and Shared Ownership. If you would like further details on Mortgage Brokers Near Me, please contact us by email on firstname.lastname@example.org or by phone on 01424 444597 and our team will be happy to help you.