If you need professional, FCA (Financial Conduct Authority) regulated mortgage advice nationwide, contact Transparent Mortgage Services. We are proud to be independent mortgage advisors because it means we can research the whole of the UK mortgage market to find the perfect mortgage for you.
Welcome to Transparent Mortgage Services!
We have a team of exceptional mortgage brokers, who are available to provide you with in-depth mortgage advice, that you can actually understand.
When you use Transparent, we will give you a dedicated mortgage advisor, who will take the time to understand your specific personal and financial requirements. After your first meeting, your broker will use the information to investigate the entire UK mortgage to find the perfect mortgage for your needs. We can provide mortgage meetings virtually, in person, by phone or email, all you need to do is let us know the most suitable choice for you.
Making our services compatible with your needs is of the utmost importance to us, so we work around your schedule and offer meetings outside of the standard working day. We will also ensure that you are kept updated with every step of the mortgage process and that you are fully aware of the status of your mortgage application at all times.
We are regulated and governed by the Financial Conduct Authority and are completely independent mortgage advisors. This means that we can look at the whole of the UK mortgage market find the best deal to fit around your needs and specifications, from the most competitively priced lenders within the UK. Our services aren't restricted in the same way as high street lenders might be, so we can find the cheapest, most applicable solutions for you. When he have looked into the best options, we will answer any questions you have and will send you your mortgage proposal. Once you have agreed to the proposal, we can then begin the mortgage application.
Contact us to arrange your FREE mortgage consultation with one of our diligent mortgage brokers. Read our Privacy Policy here.
Speak to a friendly, expert Mortgage Adviser about your unique mortgage needs.
We'll search 1000s of products for the best mortgage and present our advice to you.
Your Adviser will complete your application, liaise with the lender and you, keep you informed until completion.
You might be purchasing your first home, or buying your fifteenth abode - either way we can help you by finding the best mortgage for your purchase! We will investigate the entire UK market for the very best in mortgage products, including options for:
First Time Buyer Mortgage: Are you looking at buying your first property? Don't worry, we can help! We completely understand that purchasing your first home can be a stressful, confusing thing but we always strive to make the process pain free and easy. We make the process as simple as possible, so that you can proceed with confidence when you embark on what is probably one of the most expensive life choices that you'll make. We keep all our clients in the loop throughout the process, so you never need to worry about not being kept informed. For your information: first time buyers need to have a deposit of at least 5% of the cost of the property that you’re buying. We will provide you with more information at your first meeting.
Buy to Let Mortgages: If you are looking to buy a property to lease out to tenants, then you'll need to purchase a 'buy to let' mortgage. Buying a property can be a profitable action, however, we would always recommend that you make sure that you have enough money to cover the maintenance in what you earn from your buy to let. Our team have a great deal of experience in 'buy to let' mortgages and are dedicated to finding the ideal one for you. We have worked with many landlords and can assist you with any problems that might arise when you're buying a property.
Remortgaging: Remortgage is often a great solution if you need to minimise the repayment term of your mortgage, if you need to make your payments smaller, or if you'd like a shorter mortgage term. It can also be an effective way to use some of the value from your property to pay for large life events or to pay for building works to your home.
High Net Worth Mortgages: If you earn more than £300,000, or you have net assets over £3 million, then you are considered to have a high net worth by the FCA. Mortgage lenders tend to be quite amenable to those who are classed as having a high net worth and how much they are willing to lend them. We have specialists who have comprehensive experience finding this kind of mortgage and will find the right deal for you.
We also provide many other mortgage services, including Interest Only, Holiday Lets, Let to Buy and Shared Ownership. If you would like further details on Mortgage Brokers Near Me, please contact us by email on info@tms-fs.co.uk or by phone on 01424 444597 and our team will be happy to help you.
