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Mortgage Broker Tunbridge Wells

Welcome to Transparent Mortgage Services

We are independent mortgage brokers, who are governed by the Financial Conduct Authority and assist clientele throughout Tunbridge Wells and nearby areas. As we’re independent, it means that we can look at the whole UK mortgage market to discover the right mortgage for you.

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Independent Mortgage Brokers in Tunbridge Wells

At Transparent Mortgage Services, our team of expert mortgage advisors will provide you with a friendly service and professional service. We will make sure that your needs are our priority and provide you with exceptional customer care, whilst giving you the best mortgage and financial advice for your needs.

You will be provided with a dedicated mortgage broker who will discuss your needs and financial situation, so that we can get a thorough overview of your circumstances. From there, this will give us the details we need to look at the best mortgage options for you and your requirements. We offer access to our services by giving consultations in person, over the phone, by email or virtually.

We provide a flexible service, with availability outside of the standard 9-5 as we know many people can find that quite limiting. One of our highly qualified team will make sure to keep you informed during the entire process, so that you always know what’s going on and feel that you are being kept in the loop.

Why Should You Work With Us?

We are independent mortgage brokers, who are regulated and authorised by the FCA and we will search the whole of the UK to find you the best deals and mortgage lenders on the market. There aren’t limitations on us in the same way as high street lenders, so it lets us look at all possibilities and find the best option. Once we understand what you need and have found you a deal, one of our knowledgeable team will send you a mortgage proposal, which will also cover any questions you might have. When this has been approved by you, we will begin the application. Book in your FREE mortgage consultation with one of our mortgage advisers today!

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Competitive Mortgage Products

Whether you’re a first-time buyer or getting ready to remortgage, we can help you with the right mortgage advice! We can support you with many different mortgage products, including:

First Time Buyer Mortgage: If you’re buying your first home and looking for a mortgage, we know it can feel challenging and that you might not know what you should do and how to do it. It’s also going to be one of your largest financial commitments that you make, so you need to know that you’re making the right decision and that you can afford the repayments on your mortgage. The team at Transparent Mortgage Services will work with you to make your mortgage application as easy as possible. For your information: first time buyers need to have a deposit of at least 5% of the cost of the property that you’re buying. We will cover further details in your first meeting with us.

Buy to Let Mortgages: If you are purchasing a dwelling to rent it out to tenants, then you will need a buy to let mortgage. Buying property to let can be a good way to make money but we would encourage you to weigh what you could earn, over what it will cost you to make sure that it will be a worthwhile investment for you. We are specialists in the buy to let mortgage market and will always find deal for your situation. We also work with first-time landlords and seasoned landlords and can help you navigate the hurdles of investing in your first property, or help you invest in your hundredth property!

Remortgaging: You may be looking to remortgage to reduce mortgage payments, bring down your repayment term or to help you pay off some debts. You may also be doing it to benefit from some of the value of your property and use it to fund renovations or to help with big life events.

High Net Worth Mortgages: If you have earnings over £300,00 per annum, or net assets that are over £3 million, then you are considered to be a high net worth individual by the Financial Conduct Authority (FCA). If you fall into this bracket, lenders will often relax the rules of what you can afford. We are experienced dealing with high net worth mortgages and will find you a personalised mortgage deal that suits your needs.

We also provide other mortgage products which include Interest Only, Let to Buy, Holiday Lets and Shared Ownership. If you would like to discuss the best mortgage advice for you, contact us now and our mortgage advisors can help you find your perfect mortgage.