Competitive Mortgage Services
Whether you’re a first-time buyer or getting ready to remortgage, we can help you with the right mortgage advice! We can support you with many different mortgages:
Buy to Let Mortgages: If you are purchasing a dwelling to rent it out to tenants, then you will need a buy to let mortgage. Buying property to let can be a good way to make money but we would encourage you to weigh what you could earn, over what it will cost you to make sure that it will be a worthwhile investment for you.
We are specialists in the buy to let mortgage market and will always find deal for your situation, whether you are doing it yourself, or as a limited company. We also work with first-time landlords and seasoned landlords and can help you navigate the hurdles of investing in your first property, or help you invest in your hundredth property!
Remortgaging: You may be looking to remortgage to reduce mortgage payments, bring down your repayment term or to help you pay off some debts. You may also be doing it to benefit from some of the value of your property and use it to fund renovations or to help with big life events. We can help you find the best new mortgage deal to suit your circumstances.
High Net Worth Mortgages: If you have earnings over £300,00 per annum, or net assets that are over £3 million, then you will need one of these mortgages. If you fall into this bracket, lenders will often relax the rules of what you can afford. We are experienced dealing with these mortgages and will find you a personalised mortgage deal that suits your needs.
First Time Buyer Mortgage: If you are buying your first home and looking for a mortgage, we know it can feel challenging and that you might not know what you should do and how to do it. It’s also going to be one of your largest financial commitments that you make, so you need to know that you’re making the right decision and that you can afford the repayments on your mortgage.
The specialists at Transparent Mortgage Services will work with you to make your mortgage application as easy as possible. For your information: first time buyers need to have a deposit of at least 5% of the cost of the property that you are buying. We will cover further details in your first meeting with us.