Full Range of Residential, Buy-to-Let & Specialist Mortgages in Hastings
From straightforward high-street rate switches to complex property and income structures, our Hastings mortgage brokers handle the entire application and chasing process for you:
- First-Time Buyer Mortgages: 0%–5% deposit options, family-assisted Joint Borrower Sole Proprietor (JBSP), Shared Ownership, and full guidance on the new April 2027 'Your First Home' 2.5% deposit equity loan scheme.
- Remortgaging & Rate Switching: We review your deal 6 months before expiry, locking in a rate early and switching you downward if rates drop before completion.
- Self-Employed, Company Directors & CIS Contractors: Access lenders who assess 1 year's accounts, undrawn company net profit before Corporation Tax, SA302s without company accounts, or gross CIS payslips.
- Converted Regency Flats, Studios & Coastal Apartments: Specialist lending for flats under 30m² (24m²–29m²), flats above commercial premises, and short-lease restructures in Hastings & St Leonards.
- Bridging Loans, Commercial & Development Finance: Fast-track auction finance, chain-break bridging, semi-commercial mixed-use buildings, and heavy refurbishment funding. See our page on commercial mortgages in Hastings.
- Skilled Worker & Health and Care Visa Mortgages: Mortgages for Conquest Hospital NHS staff and overseas professionals prior to Indefinite Leave to Remain (ILR).
Remortgaging in Hastings
If your fixed rate is ending, it's worth talking to us around six months before. We'll compare a product transfer with your current lender against moving to a new lender. That way you can see which works out better once fees are included.
We don't charge a broker fee for a product transfer. If you remortgage to a new lender, our fee is £599, charged on completion.
We help homeowners all over Hastings and St Leonards. That includes trickier cases, such as leasehold conversions, flats above shops, self-employed income and borrowing more for home improvements.
Find out more about how we can help you remortgage in Hastings, or call 01424 444597.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Speak directly with an independent Hastings mortgage broker on 01424 444597 or send an enquiry today.